Looking at this page you are wondering who is Steve Smith and how might he help me accomplish whatever goals I have in Real Estate?
R.E. Brokerage - To begin with most real estate agents are not real estate brokers and therefore their negotiating ability and years of experience are limited. With me as your Real Estate Broker you have someone with years of experience on your side. As a broker I am totally free to negotiate immediately on your behalf. Most real estate agents have to first check with their broker who may or may not authorize what you and your agent have discussed and want out of a negotiation. In real estate timing is often everything.
Listening skills - A lot of people listen but they really don't hear. If you are looking for a dream home or even a temporary rental I will listen and hear what you want and work hard to find the property that checks off the boxes on your wish list as much as possible given budget constraints.
Appraisal / Valuation - As a licensed Appraiser with over 15 years of combined residential and commercial experience I bring to the table a unique skill that you will benefit from, whether buyer or seller.
Seller's benefit knowing their property is priced correctly to begin with potentially saving them $1,000's of dollars in lost time on market, or worse underselling their property. If an Appraisal comes in low most brokers can fumble around and submit some market information that they think the appraiser ought to consider, however with me at your side you have someone that can authoritatively defend the value of your home.
Lending/Financing - As a licensed loan originator I can help you get pre-qualified and find the best loan product for your particular situation.
Renter's need to escape the rental trap and get into a position to buy a home. I can help you get on the right path and guide you to the day when you are finally ready to make the move.
Buyer's first things first, you need to obtain a pre-qualification letter before setting out on your quest to buy your dream home. Once you have identified your dream home and have a ratified contract the loan process begins. It is very important that the team that is working on your loan insures you settle on time. If you don't you could lose your earnest money deposit, moving fee's, storage fee's time off from work, etc., If I am working with you as your Realtor I have proven industry veterans that can help. As I can only wear one hat at a time in a transaction. However, that does not negate that I have the knowledge to help you immensely sparing you the anxiety most buyers have not knowing if the financing is all going to fall into place on time, preventing the aforementioned potential losses.
Seller's when the time is right and you have placed your property on the market, I can help you put in place the financing for your next home purchase.
Investor's Do you need financing to acquire or cash-out your investment properties or perhaps have the desire to expand into Multi-Family or Aparment buildings, I can help.
Have a great day!
Stephen M. Smith
PS. Other info: BS Accounting w/honors, Licensed RE Broker, Appraiser, Mortgage Loan Originator, Kentucky Colonel, (NSCS) National Society of Collegitate Scholars, Golden Key International Honour Society, Delta Mu Delta (International honor society in business), NAPA (National Association of Mold Professionals) Certified Mold Inspector and Certified Mold Remediator, EPA Lead Inspection & Remediation, Associate Degree in Hamburgerology from McDonald's Hamburger College Washington, D.C. Region...yes...you read that right Hamburgerology.