The Best Rates, Service and Guaranteed on-time closings.

Looking for a home loan?
We have a common goal! Helping homebuyers make an informed decision about the choice of home financing that is best for them. This Mortgage Center is your one stop resource for home loans and financing. Whether you are looking for a loan, want to get prequalified, want to understand the loan process, have mortgage questions or want to request a free consultation with a loan expert, request a credit report or crunch numbers with your mortgage calculator, I am here to help.

Get the best rates
I will help you find the best rates and terms to finance or refinance your home. Leave the analysis to the experts and enjoy reduced rates and monthly payments. My goal is to get the right mortgage loan for you.

Advice You Can Trust
Get trusted advice on your credit history, how much home you can afford, pre-approval, refinancing and more. Get a long-term financial advisor to guide you on tapping or building your home equity. I will guide you at each step from pre-qualification, to comparing loans, to improving your credit score, to applying for a loan and ensure a timely closing.

Flexibility and Convenience
Employ the mortgage experts who understand your unique situation and financing needs. Allow me to put together a loan package for you to help you breeze through the paperwork and documentation. You can count on my personalized service and specialized knowledge.

Helpful Forms

Are you ready to get started with the mortgage application process? 

First, print out the Application Checklist linked below. This will provide you with a list of documents required to go through the mortgage loan pre-approval/approval process. The other links are forms that will help us quickly move your loan approval process along.  Once you have the required documents completed and assembled, please email all documents to me at

Once received we will confirm receipt and get to work securing the best financing for you.

Application Checklist 

Credit Card Authorization


Steve Smith, NMLS#1194249

Phone: 703-853-0948
Fax: 888-506-2192

Email Me

New America Financial
11211 Waples Mill Rd. 
Suite 100 

Fairfax, VA 22030

How Much Home Can You Buy?

Find out how much you can afford in a mortgage payment.

Request a Free Consultation

Do you have questions about financing your home? Do you need advice on getting the best loan?

Mortgage Calculators

Determine your monthly payment and amortization schedule. Find the APR on your mortgage. Should you refinance your mortgage? Use the calculator to determine when you will breakeven!